The federal government is rolling out another round of relief in 2025—this time in the form of a $1,390 stimulus payment aimed at helping millions of Americans weather rising costs and economic uncertainty. With inflation still squeezing wallets and essential expenses like rent, food, and healthcare on the rise, this payment comes as a timely boost for low- and middle-income households.
If you’re wondering whether you qualify or when your payment will arrive, here’s everything you need to know.
Purpose
Stimulus payments—also called stimulus checks—are financial relief tools used by the government to support citizens during economic downturns. They’re not new. Over the last few years, Americans have received several rounds of these payments.
This time around, the $1,390 stimulus check is part of a broader plan to stabilize households and keep consumer spending afloat as inflation continues to climb. Best of all? It’s tax-free and won’t affect your eligibility for programs like SNAP, Medicaid, or housing assistance.
Alaska PFD Payment
Some confusion around the $1,390 check comes from Alaska’s separate Permanent Fund Dividend (PFD) program. This is a state-run annual payment funded by Alaska’s oil revenues. In 2024, Alaskans are receiving:
| Payment Component | Amount |
|---|---|
| Permanent Fund Dividend | $1,440 |
| Energy Relief Bonus | $262 |
| Total Payment | $1,702 |
Only eligible Alaska residents who lived in the state for all of 2023, and met other residency requirements, will receive this. The payment dates vary based on when your application was approved:
| Application Status by | Payment Date |
|---|---|
| July 9, 2025 | July 17, 2025 |
| August 13, 2025 | August 21, 2025 |
The next round of PFD applications will open between January 1 and March 31, 2026.
Federal Stimulus Eligibility
For the $1,390 federal stimulus, eligibility depends on your income and tax filing status:
| Filing Status | Max Income |
|---|---|
| Single | $75,000 |
| Married (joint) | $150,000 |
| Head of Household | $112,500 |
You may also qualify if you fall into one of the following categories:
- Social Security recipients (SSDI or SSI)
- Railroad Retirement beneficiaries
- Veterans Affairs beneficiaries
- Families with dependents may receive additional amounts per child or dependent
- Low-income non-filers (automatically eligible based on government benefit data)
How to Check Eligibility
Visit the official IRS website at irs.gov and look for the “Get My Payment” or “Check Eligibility” section.
If you’ve filed a 2024 tax return, the IRS will use that information to determine eligibility. If you’re a Social Security or SSI recipient and don’t file taxes, you’re likely automatically qualified.
Tax Status
Worried about taxes? Don’t be. This stimulus does not count as taxable income. You don’t need to report it on your tax return and it won’t affect your refund or increase what you owe.
Payment Methods
Here’s how payments will be issued:
- Direct Deposit: Fastest option. If you filed taxes or receive benefits with direct deposit info on file, you’ll get it this way.
- Paper Check: Mailed to your address if you haven’t shared banking details with the IRS.
- EIP Debit Card: In some cases, the IRS issues an Economic Impact Payment card instead of a check.
While stimulus payments from the federal government are winding down, this $1,390 check represents one of the few remaining direct relief efforts still active. If you’re eligible, keep an eye on your bank account or mailbox in the coming weeks.
FAQs
Who qualifies for the $1,390 payment?
Low to middle-income taxpayers and some benefit recipients.
When will I receive my stimulus payment?
Payments begin in July and August 2025 depending on status.
Is the payment taxable income?
No, it’s tax-free and won’t affect your refund.
How will the payment be sent?
Via direct deposit, paper check, or EIP card.
What if I receive Social Security?
You’re likely eligible and don’t need to file a return.
