The Canada Child Benefit (CCB) is a tax-free monthly payment that provides meaningful financial help to families raising children. In August 2025, eligible families may receive up to $648 per child under the age of six. This guide breaks down how much you can get, who qualifies, when payments are made, and how to apply so you don’t miss out.
Let’s unpack the details and make sure your family gets the support it deserves.
Overview
Here’s a snapshot of what you need to know for August 2025:
| Feature | Details |
|---|---|
| Payment Date (August 2025) | August 13, 2025 |
| Max Monthly Amount (Under 6) | $648.91 per child |
| Max Monthly Amount (6–17) | $547.50 per child |
| Income Threshold | Benefit begins to reduce after $36,502 AFNI |
| Application Method | CRA My Account or by mail (Form RC66) |
Canada Child Benefit
The Canada Child Benefit is a monthly payment from the federal government designed to help parents manage the cost of raising children. Administered by the Canada Revenue Agency (CRA), the benefit is based on your family’s income and the number and ages of your children.
Families with lower incomes receive higher monthly payments, while higher-income families get a reduced amount. It’s automatically recalculated each July based on your prior year’s tax return.
August 2025 Payment Schedule
Mark your calendar: the CCB payment for August 2025 will be issued on August 13. You’ll receive it either via direct deposit or cheque, depending on your preference.
If you haven’t signed up for direct deposit, it’s the quickest way to receive your payments without delays or mail issues.
Who Is Eligible?
To receive the CCB, you must meet the following conditions:
- Be the primary caregiver of a child under 18
- Live in Canada and file your annual tax return
- Have legal status (citizen, permanent resident, refugee, or temporary resident with 18 months in Canada)
- File tax returns for both parents/guardians, as CRA uses this to assess your family’s net income
If any of these criteria aren’t met, you may be disqualified or receive reduced benefits.
How Much Will You Receive?
The maximum monthly benefit for the July 2025 – June 2026 period is:
| Child’s Age | Monthly Amount | Annual Total |
|---|---|---|
| Under 6 years | $648.91 | $7,787 |
| Ages 6 to 17 | $547.50 | $6,570 |
Example:
If you have two kids under six and your family income is below $36,502, your monthly CCB could be:
- $648.91 x 2 = $1,297.82
Once your adjusted family net income (AFNI) crosses $36,502, the benefit begins to gradually reduce based on CRA’s scaling formula.
Additional Benefits
The CCB opens doors to several other government supports:
1. Child Disability Benefit (CDB)
For children with long-term physical or mental disabilities. You can get up to $3,173 per year (approx. $264.41/month).
2. Provincial/Territorial Child Benefits
These are paid on top of your CCB depending on where you live:
- Ontario Child Benefit
- Quebec Family Allowance
- BC Family Benefit, and others
3. GST/HST Credit
If your household income is modest, you may qualify for GST/HST credits that offset everyday taxes.
How to Apply
There are three main ways to apply for the Canada Child Benefit:
1. Online Through CRA My Account
- Log in to CRA My Account
- Choose “Apply for Child Benefits”
- Enter your child’s information and your personal details
2. Through Birth Registration
When registering your child’s birth, check the box allowing your provincial agency to share your info with the CRA.
3. By Mail
Download and complete Form RC66, then send it to your tax services office.
Make sure to include:
- Proof of birth (if child was born outside Canada)
- Proof of residency and immigration status
Payment Method Options
| Method | Details |
|---|---|
| Direct Deposit | Fastest and most reliable |
| Cheque | May take longer, sent to your mailing address |
To set up direct deposit, use CRA My Account or your online banking platform to link your information.
FAQs
When is the August 2025 CCB payment date?
The Canada Child Benefit will be paid on August 13, 2025.
How much is the CCB per child under 6?
Up to $648.91 monthly per child under six years old.
Do I need to file taxes to get CCB?
Yes, both parents must file annual tax returns.
Can non-citizens receive the CCB?
Yes, if they meet residency and status requirements.
Is CCB taxable income?
No, the Canada Child Benefit is tax-free.
