Receive $500 from Canada’s Housing Benefit in 2025 – Check Eligibility Criteria Now!

Published On: July 31, 2025

If you’re a low-income renter in Canada struggling with high housing costs, there’s some financial relief available. In 2025, eligible Canadians can receive up to $500 through the Canada Housing Benefit (CHB). This one-time payment is designed to support renters who are spending a significant portion of their income on rent.

Whether you’re applying for the first time or helping someone through the process, this guide explains everything you need to know about eligibility, how to apply, and what to expect.

Overview

Key Information	Details
Benefit Amount	Up to $500 (one-time)
Application Deadline	August 31, 2025
Target Group	Low-income renters aged 15+ who filed taxes in Canada
Requirements	Based on income, rental costs, and tax filing status
Application Methods	Online via CRA My Account or by phone
Official Website	Canada.ca (CRA Housing Benefit section)

Canada Housing Benefit

The Canada Housing Benefit is a one-time, tax-free payment for low-income renters. It’s part of the government’s broader plan to support Canadians who are spending more than they can afford on housing. With rental prices rising across the country, this benefit is meant to help offset the financial burden.

In 2025, eligible applicants can receive up to $500, which is deposited directly into their bank account after successful application.

Who Qualifies?

To receive the CHB, you need to meet several criteria.

1. Age Requirement

You must be at least 15 years old as of December 1, 2022. The program is open to individuals living independently or with others.

2. Tax Filing Requirement

You must have filed your 2021 income tax return. The CRA uses this to verify your income and determine eligibility.

3. Income Limits

Your 2021 adjusted family net income must meet the following thresholds:

Single individuals: $20,000 or less
Families: $35,000 or less

These limits ensure the benefit reaches those in greatest need.

4. Rent Payments

You must have paid rent in 2022, and your rent must have been at least 30% of your 2021 adjusted family net income.

Example: If your income was $18,000, you must have paid at least $5,400 in rent in 2022 to qualify.

How to Apply for the CHB

Confirm you meet all age, income, and rent requirements. Also, verify that you filed your 2021 tax return.

Gather Documents

Have the following ready:

2021 Notice of Assessment
Proof of rent payments in 2022 (lease, rent receipts, bank statements)
Information on your adjusted family net income

Submit Application

You can apply in two ways:

Online: Log into your CRA My Account and follow the application instructions.
By Phone: Call CRA at 1-800-282-8079 for help submitting your application.

Wait for Confirmation

CRA typically reviews your submission within a few weeks. If approved, the $500 will be deposited directly into your bank account.

What If You Don’t Qualify?

If you don’t meet the CHB criteria, you may still qualify for other housing support programs. These include:

1. Provincial Housing Assistance

Each province and territory offers housing support. Examples include:

Ontario Housing Benefit
BC Rental Assistance Program
Alberta’s Direct to Tenant Rent Supplement

These often provide ongoing support, not just a one-time payment.

2. Local Non-Profits and Shelters

Many community organizations and non-profits provide rental help, temporary housing, or support during financial hardship.

3. National Housing Strategy

The federal government’s long-term plan continues to build affordable housing and fund programs for renters in need. Future funding opportunities may open through this initiative.